Ceponis Financial Group, opened in 1997, endeavors to re-define how financial advice is given to clients. Its founder believes most people highly prize individual attention and care.

 
Thus was borne the company mission statement: To shepherd clients to financial independence.      
 
This mission requires exceptional communication; including meaningful discussion of lifetime goals and challenges, followed by ongoing and integrated investment management. 
 
The firm prides itself on serving a small group of clients, allowing for special attention to each. We strive to be long-term financial advisors who listen well and attend to our clients' needs, simplifying their lives in the process.

 
Calculators

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

Taxable Equivalent Yield

Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

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Newsletters

When Investing Pays Dividends

Aside from the potential for steady payments, dividends can be a good way to assess a company's health, quality of earnings, and future prospects.

A Simple Way to Help Your Family

A letter of instructions, while not a legal document, can help your family cope during a difficult period by providing information that has no place in a will.

Most Recoveries Are Announced Months After They Begin

Because it can take so long for the National Bureau of Economic Research to determine when a recession began or ended, people who delay financial decisions until they are certain a recession is over are at a disadvantage because they may be operating on old information.

Fixed Annuities May Offer Stability

A source of guaranteed income may help remove some of the uncertainty associated with retiring when the financial markets are fluctuating.

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